Why comment on this? There was no fucking public care where he crashed.
Our rotten healthcare system.
- Thread starter born-again-biker
- Start date
Haakon
has an accommodating arse
Not a hospital job?
Squidfayce
Eats Squid
No but if you know your prescription there should be zero problems with the lenses. The manufacturing process on the lenses is simple.
The main issue you're likley to experience is fit and aesthetics.
leitch
Feelin' a bit rrranty
Not reading specifically but I wear glasses day to day and have bought online a bunch of times, both new glasses and re-glazing frames for updated prescriptions/sunglasses etc. As above if you have your prescription details it’s pretty straightforward.
indica
Serial flasher
Squidfayce
Eats Squid
I assume you dont have private health?
indica
Serial flasher
No, have not ever seen the point.
Squidfayce
Eats Squid
2 reasons.
1. Tax.
2. Cheaper everything medical related.
I get 2 pairs of glasses for free every year, free dental cleans, reduced cost on massage, money back on sunscreen, any injury treatment costs are generally reduced by about 50%. I had some respiratory shit a couple years ago i saved about 2k on too. Wisdom teeth theatre/anaesthatist costs were mostly covered. Some money back on extractions. My policy also give money back on non pbs medication. There's all sorts of benefits. If you set and forget, sure not worth it, but you don't have to do a lot to get your moneys worth.
pink poodle
気が狂っている男
Is that rain falling in my pocket Mr Howard?
My hovercraft is full of eels.
indica
Serial flasher
Only paid the surcharge once.....
And never had anything medical (apart from first reading glasses 3 years ago)..... So not really worth it for me
mark22
Likes Dirt
I wouldn't fancy using private on a big ticket item like cancer treatment it could potentially cost many thousands as opposed to zero apart from some PBS stuff.
Squidfayce
Eats Squid
You get best if both worlds. You don't have to use your private health where the cost/benefit doesn't exist.
Flow-Rider
Burner
Yeah, they cover fuckall when you get procedures like radiation therapy done in a private practice.
mark22
Likes Dirt
Yep that is an option, trouble being it's nigh on impossible to get a costing in a timely manor for an urgent and significant treatment.
The insurer can tell you how much they will pay for each (code) for a procedure/cost, however trying to get all this info (codes) and what treatment/costs you may need from specialists and hospitals is problematic say for example an anaesthatist who can not guarantee he will be available when required and someone else does the job but charges more. Etc etc. Leaving you with a larger payment than anticipated.
I can see benefit from some things like a knee reconstruction instead of going on a waiting list but its not a magic bullet.
Squidfayce
Eats Squid
You're right, its not a magic bullet. What it gives you is the freedom of choice in those circumstances.
I wouldn't class something that gives you time to make calls and make appointments with specialists as "urgent". Getting the right codes and total cost is as simple as asking the specialist you're seeing, and checking the benefit is as easy as calling the insurer.You can get your out of pocket cost worked out the moment you leave the specialist before you even make it back to the car.
In the end, the choice you are making is not how much money you're saving from one specialist to the next but whether the cost is worth skipping the line by some degree or not.
Chances are, the specialist you're seeing isn't going to be able to fit you in for your "urgent" procedure anytime soon anyway. The exception being a dentist, which you know you're going to be paying through the nose for and realistically no "public" free option exists unless you literally cant afford to eat at which the private/public debate is moot.
The example you give around someone not being available when required is pretty slim. Medical professionals keep diaries like most, and allocate times to when they work private and public (if they do any public at all). If you're booking a time with an anesthetist as a private patient for example, if they say they are available, they're available (barring some other issue that prevents them attending, like illness, accident etc. which goes for any medical professional). The costs however between someone turning up that you booked vs someone else should be negligible in the scheme of things. Not something worth losing sleep over.
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leitch
Feelin' a bit rrranty
PHI is also just a giant fucking scam and we should all be paying our surcharge to subsidise and improve the public health system for everyone instead of giving the same amount of money or more to profit makers for some spurious “benefits” like multiple pairs of glasses annually.
Thank you for coming to my TED talk.
Thank you for coming to my TED talk.
Oddjob
Merry fucking Xmas to you assholes
Umm private health insurance encourages people who can afford it to reach into their own pockets and help pay for health care. This means that they get better service, and there is less pressure on the public system so people who can't afford it get better service too.
Compare and contrast to NHS where the general level of service is quite low for everyone despite similar % of GDP spent. See https://data.oecd.org/healthres/health-spending.htm
Or the US where there are incredible levels of service for a tiny proportion but a very long tail of poor service for most, at an outrageous 18% of GDP.
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pink poodle
気が狂っている男
PHI doesn't guarantee better anything. You still have to wait, you can't always see the person you want, it's helped chiropractors become recognised as doctors, and all those "I get free..." aren't going to make the gruel any tastier. It Creates the allusion of choice and control over unfortunate circumstances, profiting off the fear of pain and suffering we all have. It's a con and if it wasn't a con Howard and his fuedalistic dinosaurs wouldn't have needed to create a penalty system for those choosing not to take it out.
Gough had the right of it but our governments have spent the last ~47 years fucking it up rather than building on his vision.
Gough had the right of it but our governments have spent the last ~47 years fucking it up rather than building on his vision.