oh man,
the old and fat brigade better say something.
i use gloves and helmet just to ride to the shops
knee/shin for everything else, and if it even looks like it might be difficult, full armour.
i'm looking at full reconstructions of both knees, and probably my right shoulder, cause of stuff i did when i was young and dumb.
if you got it, use it. if you don't got it, get it.
the cost that i'm looking at for the knees and shoulder would buy me a damn good car, armour costs fark all compared to that.
oh, and don't listen to those dickheads that say armour doesn't realy do that much, the only reason i still have a right arm is because the shoulder guard in the armour i was wearing stopped a length of star picket taking the damn thing off.
to top it all off, my knees going to be fucked with arthritis within anouther 8-10 years and i'm only 35.