Damn.... There is a bit of funkiness between USB 2.0 and 3.0. I have a USB 2.0 wifi dongle, which I've hung onto use only when I have no other option. Doesn't work on a USB 2.0 port but works fine on USB 3.0. Must be more electrons.
Was driving me insane, changed setting all over the Bios, plugged it into every USB on the computer then read about the USB incompatibility... thought surely not, I'll give it a go
Anyway, once it took off, not another error the whole way through.
The SSD is working effortlessly now, its flying !!! Next is the network adaptor as the downloading is now the constraint... might leave that till I come back next weekend.
Pretty cheap fix for the Zwifty, wet winter nights sorted !